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Lowell Firefighters Credit Union of Lowell, MA, ~ Est. 1936
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Sell Your Ride

This new program allows you to post personal vehicles, including automobiles, motorcycles, boats, personal watercraft, and RVs through the Credit Union's AutoSMART website, accessed from our home page. This new service is free of charge for our members. Through Sell Your Ride, you are able to upload and post your vehicle's information, data and pictures on our AutoSMART site "Private Party" vehicles section. Posted vehicles will be seen locally by other members through their Credit Union's AutoSMART site, as well as nationally by 27.5 million members at the more than 930 credit unions currently using the AutoSMART program.

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Our Mission Statement

The Lowell Firefighters Credit Union is a member owned and operated financial institution. Our mission is to educate our members and provide a reliable, secure, friendly financial environment, which features benefits and advantages from our financial services, in order to help members gain some measure of personal financial success.

The LFFCU Holiday Loan Special

This year, the holidays can be brighter and easier than ever before! The Lowell Firefighters Credit Union has a convenient program designed to put some “jingle” in your wallet – just when you need it the most.

Our Holiday Loan package offers a special rate to put a smile on Santa’s face:

Borrow Up To $2,500.00
At a Rate as low as 5.00% APR*
For a Term Of Up To 12 Months
Rate per Thousand (based on longest term) $85.62

Why run up expensive credit cards or department store accounts when you can get all the cash you need for buying holiday gifts in one easy step? Or, decorate your home or even plan a relaxing weekend getaway!

To take advantage of this Holiday Loan offer, simply come into the office or call us for an application. Or, apply online here. Then relax and enjoy the holiday season!

Holiday Loans will be available from November 1, 2015 until January 31, 2016.

Lowell Firefighters Credit Union
Annual Director's Scholarship Winners

The Lowell Firefighters Credit Union is pleased to announce its Annual Director's Scholarship Award winners. Please visit our News Page for details.

Auto/Homeowner Insurance Loan

This loan is designed to ease the financial burden for those members that are having difficulty maintaining their Auto/Homeowner insurance payments. By utilizing this loan the member does not have to come up with the full payment for the insurance upfront and therefore they will be able to defer the cost over the year in much more manageable payments.

  1. This loan is for Automobile/Homeowner Insurance.
  2. Maximum Amount is $10,000.
  3. Maximum length of time for term is 1 year.
  4. Member must present Insurance bill.
  5. Check will be made payable to the Insurance Company.
  6. Rate: 2.99%
  7. Payments will be $19.55 per week per $1,000

To take advantage of this loan offer, simply come into the office or call us for an application. Or, apply online here.


Starting July 30th, there will be a new look and layout to our loan applications. The process, however, will continue to be the same - you can either complete the application securely online, or you can print out an application to complete manually and then mail or deliver to us.

These changes are being made as part of our continuous goal of providing you with the best member service experience we can. Please rest assured that this change has not affected the security of the online application or the strictest levels of privacy we adhere to. If you have any questions, please call us at 978-453-2734.

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AutoSmart Online Auto Buying Tools Courtesy of Lowell Firefighters Credit Union