Current RatesBill PayOnline Banking
Lowell Firefighters Credit Union of Lowell, MA, ~ Est. 1936
Don't Become a Cyber-Crime Victim

Please read this article about a recent trend in fradulent 'phishing' e-mail messages.

Lost or Stolen ATM/Debit Cards

In the event that your ATM/Debit Card should become lost or stolen, promptly report it by calling: 1-800-472-3272. At the prompt dial 2.

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Attention All Members

Starting July 30th, there will be a new look and layout to our loan applications. The process, however, will continue to be the same - you can either complete the application securely online, or you can print out an application to complete manually and then mail or deliver to us.

These changes are being made as part of our continuous goal of providing you with the best member service experience we can. Please rest assured that this change has not affected the security of the online application or the strictest levels of privacy we adhere to. If you have any questions, please call us at 978-453-2734.

Attention Checking Account Members

As of December 15, 2015 we no longer do business with Harland-Clarke for your checks. We have changed companies for the ordering of your checks. We now order your checks and supplies from Main Street Legacy. If you need checks, call the credit union or mail in your re-order form. Do not call or order from Harland-Clarke. Thank you for your understanding.

Find Surcharge-Free ATMs

Download the ATM Locator App

Our Mission Statement

The Lowell Firefighters Credit Union is a member owned and operated financial institution. Our mission is to educate our members and provide a reliable, secure, friendly financial environment, which features benefits and advantages from our financial services, in order to help members gain some measure of personal financial success.

Our Mobile Banking Application is Now Available

To enroll, the Mobile Banking App can be downloaded from the Apple App Store or get it on Google Play (search for 'Lowell Firefighters Credit Union'). Access your accounts 24/7, when and where you want right in the palm of your hand. It's fast, secure and free access to your accounts anytime, anywhere but messaging and data rates may apply. You can check your balances, review recent transactions, deposit checks and transfer funds while you are on the go!

You must be enrolled in Online Banking in order to proceed with the app and use the same login credentials as Online Banking. When depositing checks be sure to endorse the back of the check with your signature and write the words "For Mobile Deposit Only LFFCU". Securely store your check for 7 days after is has posted to your account. The limits are $3,500.00 per check and $10,000.00 combined limit per day.

Our Online Bill Pay Feature Has Been Upgraded

As of June 11, 2018, our Online Bill Pay feature has been upgraded to provide you with a more streamlined and feature-rich interface. This transition will be seamless, so there will be no loss of historic payments and vendors data or payments scheduling information.

Members can use this video tutorial system to familiarize themselves with the flow of the new interface. We encourage you to review this demo to become acquainted with these upgrades.

Members can utilize the system’s onboard live chat feature to ask questions, or can contact the Credit Union for additional assistance.

Attention All Debit Card Holders

Effective October 13, 2017 the Lowell Firefighters Credit Union has discontinued service with the NYCE/SUM Network. Therefore your DEBIT card maybe charged a fee for withdrawals at the ATMS that you currently go to. (Your choice if you want to pay the fee.) We now belong to the ACCEL/PLUS and ALLPOINT Networks, the ALLPOINT Network is not at any financial institutions. Please refer to the ALLPOINT locator here on our website for surcharge free ATMS. If you have any questions or concerns, please call the Credit Union 978-453-2734.

Lowell Firefighters Credit Union
Annual Director's Scholarship Award Winners

We are pleased to announce the following Board of Directors Scholarship winners for 2018:

Madeline Gallagher, Maere Carolan, Shauna Lindsay, Felicia Winward, Kali Bellerose, Brady Pare, and Austin Chausse

We congratulate each one!

Read more about this year's winners on our news page.

Attention All Members!
Important Information Pertaining to the Equifax Breach

Stronger authentication may now be necessary given the recent Equifax breach and you may now be asked for additional identity verification.

We also suggest that you check all of your financial accounts on a regular basis, and are skeptical about unsolicited email and telephone calls offering information or assistance related to the Equifax breach - there are already unscrupulous parties taking advantage of this situation to sell dubious services and to spread malware and computer viruses.

Attention All Members!

A new phase of the same day ACH rule has been implemented effective 9/15/17. We will now be receiving multiple files for deposits, and withdrawals each day and could affect your accounts.

Please monitor your accounts, making sure funds are available for these transactions.

Now There's a Better Way to Shop for a car!

GrooveCar Auto Buying Tools Courtesy of Lowell Firefighters Credit Union

View Our Promotional Video »

Start Shopping Now »

Dreaming About a Vacation?

Lowell Firefighters Credit Union knows that sometimes you need a vacation, whether to some sunny shores or just enjoying your own backyard.

Apply For Our Vacation Loan Today!

We've extended the Vacation Loan to be available ALL YEAR LONG! Apply any time of the year for your perfect vacation.

Borrow up to $3,500.00

At 5% APR* for 12 Months
Rate at $85.63 per Thousand
- OR -
18 Months at 6% APR*
Rate at $58.25 per Thousand

Apply online, or visit the Credit Union today. Then start packing!