Current Rates


Loan Rates

Cars/Trucks WITH Direct Deposit APR** Payment Per Thousand
(Based on Longest Term)
3 Years 1.99% 28.64
4 Years 2.49% 21.91
5 Years 2.49% 17.74
6 Years 3.99% 15.64
7 Years 4.25% 13.79
Cars/Trucks
WITHOUT Direct Deposit
APR** Payment Per Thousand
(Based on Longest Term)
Up to 5 Years 4.00% 18.42
6 Years 4.50% 15.87
7 Years 5.00% 14.14
Older Vehicles 1997 - ? APR** Payment Per Thousand
(Based on Longest Term)
Up to 5 Years 7.00% 19.80
Vacation Loans ($3,500 Max.) APR** Payment Per Thousand
(Based on Longest Term)
1 Year 5.00% $85.62
18 Months 6.00% $58.25
Auto/Home Insurance Loan APR** Payment Per Thousand
(Based on Longest Term)
1 Year 2.99% $84.70
Personal Loans*** ($500 to Max. of $15,000) APR** Payment Per Thousand
(Based on Longest Term)
1 Year 8.00% $87.00
2 Years 9.00% $45.68
3 Years 10.00% $32.27
4 Years 12.00% $26.33
Educational Loans APR** Payment Per Thousand
(Based on Longest Term)
1 year, $15,000 Max. 4.99% $85.61
Secured Loans
(By shares in LFFCU with monthly paments)
APR** Payment Per Thousand
(Based on Longest Term)
Up to 5 years 3.00% Over Savings/CD Rates 3.00% Over Savings/CD Rates
Home Equity Loans
($10,000 to Max. $100,000)
APR** Payment Per Thousand
(Based on Longest Term)
Up to 5 Years 3.75% $18.30
Up to 10 Years 4.25% $10.25
Recreational Loans
(Max. of $100,000)
APR** Payment Per Thousand
(Based on Longest Term)
NEW - Up to 10 Years 7.00% $11.62
USED - Up to 10 Years 7.25% $11.75

Savings Rates

Savings Dividend Rate APY*
Regular Shares* (Savings Account) 0.35% 0.35%
Share Drafts (Checking Account) 0.00% 0.00%
Christmas and Vacation Clubs 0.15% 0.15%
Savings Club for Kids 0.35% 0.35%
Certificates of Deposits (Minimum deposit of $1,000.00)
3 Months 0.75% 0.75%
6 Months 1.00% 1.00%
12 Months 1.50% 1.51%
18 Months 1.85% 1.87%
CD Savings for Kids (Minimum deposit of $250.00)
12 Months 1.50% 1.51%
18 Months 1.85% 1.87%

**APR = ANNUAL PERCENTAGE RATE. RATE BASED ON CREDITWORTHINESS AND TERM OF LOAN.

*APY = ANNUAL PERCENTAGE YIELD. RATES ARE SUBJECT TO CHANGE AT ANY TIME AND ARE NOT GUARANTEED.